The CONSUMER LAW FIRM  A DEBT RELIEF AGENCY 

James D. Hayward Jr.,Esquire    570.970.4598 

I SUE DEBT COLLECTORS  !!!!!!!

Member of THE NATIONAL ASSOCIATION OF CONSUMER ADVOCATES

I can help you with:

Mortgage Foreclosure Problems, Debt Collection

Abuses, Bankruptcy, Credit Card Lawsuits,

Landlord Abuses,  All your consumer problems,

and all your legal needs.

Day, evening and weekend appointments.

Housecalls.  Call for a free consultation.

   Payment arraignments available!          U.S. Navy Veteran

www.luzerne-pa-spot.com